Commercial Lines
Businesses use the Cumberland Insurance Group's commercial products to insure their facilities, cover special risks and guard against the damage that an interruption in business operations can cause. Restaurants and Artisan contractors are among the many types of businesses that rely on Cumberland. Below are descriptions of the major lines of commercial insurance we offer.
- Commercial Auto: Provides coverage for vehicles owned by your business for damages and liabilities. Available in New Jersey, Pennsylvania, Delaware and Maryland.
- Business Owners: Provides coverage for small to medium size businesses for Property, Liability, Loss of Income and other optional coverages. Available in New Jersey, Pennsylvania, Delaware and Maryland.
- Liability: Provides coverage for your business against claims from others for bodily injury and property damage. Available in New Jersey, Pennsylvania, Delaware and Maryland.
- Property: Provides coverage for your business building and/or contents from loss caused by covered perils. Available in New Jersey, Pennsylvania, Delaware and Maryland.
- Special Contractor’s Package: Provides small artisan contractors with coverage for business liability and optional property coverage including buildings, contents, tools and equipment. Available in New Jersey only.
- Workers’ Compensation: Provides statutory benefits for your employees who are injured on the job. Also provides Employers Liability Coverage. Available in New Jersey, Pennsylvania and Delaware.
- Umbrella: Provides increased limits of liability above your existing liability policies. Available in New Jersey, Pennsylvania, Delaware and Maryland.
- Farm: Provides property and/or liability coverage on your farm. Available in Maryland only.
