Personal Lines

The Cumberland Insurance Group protects people. Our personal insurance products provide protection for homes, personal valuables, automobiles and more. With Cumberland you receive the flexibility to package a range of insurance coverages and the opportunity to achieve cost savings. Below are descriptions of the major lines of personal insurance we offer.

  • Homeowner: Provides coverage for your dwelling, personal property and personal liability. Identity Theft Resolution Services also included. Available in New Jersey, Pennsylvania, Delaware and Maryland.

  • Combination Dwelling: Provides coverage for a dwelling that you own and rent to others. Available in New Jersey, Pennsylvania, Delaware and Maryland.

  • Tenant: Provides coverage for your personal property and personal liability, if you rent a home or apartment. Identity Theft Resolution Services also included. Available in New Jersey, Pennsylvania, Delaware and Maryland.

  • Condominium: Provides coverage on contents and on any part of the building which the unit-owner is required to insure by written agreement with the condominium association. Identity Theft Resolution Services also included. Available in New Jersey, Pennsylvania, Delaware and Maryland.

  • Personal Automobile: Provides coverage for your personal vehicles for damages and liabilities. Available in Pennsylvania and Maryland.

  • Personal Umbrella: Provides an additional $1 million to $5 million of liability protection. Available as part of the Homeowners policy in New Jersey, Pennsylvania, Delaware and Maryland.




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